Applying engineering principles to financial inclusion in Ecuador: A VEC model analysis of economic growth trends. Periodicals of Engineering and Natural Sciences, [S. l.], v. 12, n. 4, p. 673–688, 2024. DOI: 10.21533/pen.v12.i3.343. Disponível em: https://pen.ius.edu.ba/index.php/pen/article/view/343. Acesso em: 13 jul. 2026.