Exploring banking competition in Croatia by using the Panzar-Rosse model. Periodicals of Engineering and Natural Sciences, [S. l.], v. 11, n. 2, p. 321–329, 2023. DOI: 10.21533/pen.v11.i2.126. Disponível em: https://pen.ius.edu.ba/index.php/pen/article/view/126. Acesso em: 13 jul. 2026.