Globalization trends for financial innovations development. Periodicals of Engineering and Natural Sciences, [S. l.], v. 8, n. 3, p. 1438–1448, 2020. DOI: 10.21533/pen.v8.i3.1184. Disponível em: https://pen.ius.edu.ba/index.php/pen/article/view/1184. Acesso em: 21 apr. 2026.